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docs: known-issues 3건 추가 + devlog 2026-03-12 세션 기록

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2026-03-12 00:23:59 +09:00
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# Devlog — 2026-03-12
| # | 시간 | 작업 | 커밋 | 상태 |
|---|------|------|------|------|
| 001 | 23:31 | Merton DD/EDF 2,385종목 일괄 산출 + 금융업 274종목 필터 | `0547dfb` | ✅ |
| 002 | 23:45 | Shadow Rating + 등급별 부도율 블렌딩 (베이지안 보정) | `0c0b212` | ✅ |
| 003 | 00:15 | 데이터 재검증 (SPAC/리츠 제거, DD캡, EDF 단조보정) + Excel 리포트 | `864decd` | ✅ |