feat: initial project setup - Merton-KMV model, data pipeline, .agents workflows
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# Python
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__pycache__/
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*.py[cod]
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*.egg-info/
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dist/
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build/
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*.egg
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# Data files (large, don't commit to git)
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data/
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outputs/
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docs_cache/
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*.db
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*.pkl
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# Environment
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.env
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*.log
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# IDE
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.vscode/
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.idea/
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# OS
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Thumbs.db
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.DS_Store
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